Do you need a payday loan?

I need a payday loan now!” “I need emergency cash!” Sound familiar? Financial hardship can affect everybody, at any stage of life. Lucky there’s a simple solution to help keep your head above water. If you need up to $1000, paid into your account within a couple of hours, then MyFi NZ is your answer.

MyFi NZ is a payday loan specialist offering short-term cash advances to every corner of New Zealand. If you’re stuck for cash this week and need a quick fix to cover the incoming bills, then look no further. MyFi NZ is the trusted name in the lending game!

We take immense pride in being able to offer our user-friendly services and assist people in overcoming potentially stressful financial situations. We’re here for you when you need it most. It doesn’t matter what you need the payday loan for, MyFi NZ has you sorted.

Please keep in mind that MyFi NZ is a responsible lender, so only borrow what you need, when you need it! We exist to make your life easier, not more difficult.

Note: Loan only suitable for short-term needs. Not suitable for long-term or regular borrowing.

Note: Applications received before 7:00pm will have the option receive funds on the same day. This will be subject to your bank. Optional fees and charges will apply.

How do payday loans work?

It’s simple! Just fill out the online application form, click submit and pending approval… voila! Okay, well that’s the gist of it, but let’s break it down a little further.

Head to MyFi NZ’s application page here and simply fill in a bit of quick info about who you are and what you need the loan for, keeping in mind that you can use the payday advance for anything from emergency medical loans and unexpected bill loans to travel loans. We only ask what you plan on using the money for so we can better understand our customers.

You’ll also need to upload a recent bank statement so we can assess your payday loan eligibility and suitability. Hit SUBMIT! It really is a piece of cake!

It’s then our turn to go through the details of your application, but don’t worry, this happens in no time at all. You’ll be notified of your loan approval within 60 minutes! How’s that for speed when you need money fast!

Okay, great, so you’re now approved for a payday loan amount. What next? An email will land in your inbox from the ever-friendly MyFi NZ customer service team. Open it up and check out the forms, making sure to agree to the terms and conditions of the payday loan.

Send the agreement forms back to us and you’ll have your much-needed cash paid into your account within 2 hours*. You can then get you car fixed. You can get that desperate dental work done. Whatever it is, if you need finance, remember MyFi NZ.

Why choose MyFi NZ for payday loans?

MyFi NZ has built a reputation in New Zealand for a number of reasons. We don’t like to toot our own horn but hey, someone has to, right?

New Zealanders are choosing MyFi NZ for our incredible customer service. Our online platform and application process is so easy. No paperwork. No looking for a pen. What’s more, if you prefer to speak to one of our customer service reps to discuss the details of your payday loan, then by all means pick up the phone. We’re here to help.

Our industry experience means we’ve optimised the application process, all for your benefit. It’s as short as possible. We only ask the questions we need to. When you’re short on cash, we understand how time is of the essence and don’t bore you with pages of irrelevant information or 100 points of ID.

Did we mention how flexible we are as well? We’re the payday loan yoginis. With MyFi NZ, you have complete control of your repayment schedule. Choose a repayment schedule that suits you!

Another reason we’re the best in the biz is our understanding that sometimes, the unexpected occurs. We can’t always foresee the curve balls life throws at us. That’s why MyFi NZ never charges default interest or puts a big red cross next to your credit rating.

But, the ball is in your court. We can’t help you if we’re not kept in the loop. So, if you think you may miss a repayment, it’s best to give us a buzz.

“I need a payday loan now!”

Okay, you need cash, quick. No worries. Simply click here and enjoy the ease of accessing quick emergency cash. Or if you’re an existing customer, simply log into our Member Portal so you can manage the details of an existing loan, or apply for a new one.

Please remember that you must be at least 18 years old and a permanent resident or citizen of New Zealand.

Note: Loan only suitable for short-term needs. Not suitable for long-term or regular borrowing.

Note: Applications received before 7:00pm will have the option receive funds on the same day. This will be subject to your bank. Optional fees and charges will apply.

Ready to get started?