What is a no credit check loan?

A no credit check loan at MyFi NZ is similar to a payday loan, though we tailor our service to those in need by forgoing the credit check process. The service is exactly the same. Apply for a no credit check loan. Be approved by MyFi NZ. Receive your money. It’s that easy!

Let’s break it down a little further.

A great definition of a no credit check loan is as follows: a personal loan for an individual with an imperfect credit rating. Your credit rating may have been tarnished for any number of reasons. Those reasons are irrelevant to MyFi NZ because we believe in a fair go.

We all fall on hard times and we all need a helping hand from time to time. The past is the past, we like to say. And what’s good about a no credit check loan is the fact that they can often help to restore good credit rating.

Looking to get up to $1000 in your account today? MyFi NZ is here to help regardless of your personal circumstances.

Note: Loan only suitable for short-term needs. Not suitable for long-term or regular borrowing.

Why choose MyFi NZ for a no credit check loan?

MyFi NZ is the #1 name for no credit check loans in New Zealand. We’ve amassed a loyal customer base from word-of-mouth referrals. Our service is so good that you’ll tell your friends about us! We guarantee a fast application process, and above all, fast money, when you need it most.

Customers are always rejoicing that the MyFi NZ way is simple and transparent. We don’t hide fees or put the fineprint in super small writing so it’s barely readable. Know that we have nothing to hide. The contracts you receive aren’t in fancy legal or financial terms, they’re in plain English for everyone to understand.

New Zealanders are choosing MyFi NZ as their preferred no credit check loan provider because we offer a service like no other, plus we’re with you every step of the way. Although we’ve created a quick and easy online application form, sometimes people just prefer to talk to people, especially when it comes to loans. When you call MyFi NZ, you’ll be talking to an experienced customer service team member, here to give answers to all your questions.

We also allow our customers the added luxury of choosing their repayment schedule when applying for a bad credit loan. When do you want to pay? Weekly? Fortnightly? It’s completely up to you.

Having bad credit or no credit whatsoever will not prevent you from acquiring a no credit check loan. Furthermore, if you are unable to meet your repayment schedule, we don’t blacklist you or put a big red cross next to your name. We won’t negatively affect your credit score.

We’re here to make your financial stresses disappear. So if you need cash quick, take the next step and have funds paid into your account within 2 hours*.

How does a no credit check loan work?

Have you got outstanding bills? Has your car just broken down on the way to work? Afraid you might miss your rent payment this week? Whatever the financial stress, MyFi NZ is here to help.

We have created an online platform to give our customers complete control and ease of their application. No long-winded, silly, nosy questions about your pets or assets. No 1000 pieces of paper. No 100 points of ID. All you need to do to apply for MyFi NZ loan is fill out some basic information on our 2-minute online application form, upload a bank statement and hit submit.

The MyFi NZ team will then take a look at your application and make sure everything’s there and if good to go, check your inbox! You should have an email in there with a short agreement form. Have a read, agree to the terms and conditions and email it back to MyFi NZ headquarters.

Expect to have your approved loan amount paid into your bank account within 2 hours*. You’re then free to use the money to make short work of your financial stresses!

Sound too good to be true? It really is that easy. MyFi NZ is new Zealand’s go-to for short-term loans for all of the above reasons.

“Help! I need a no credit check loan!”

Don’t stress. Help is on its way with MyFi NZ!

We know how stressful it can be trying to obtain a loan with bad credit history, but it’s not the end of the world.

Want to see how much you qualify for? Apply now for a no credit check loan with MyFi NZ, or contact our friendly customer service team to learn more. We’ll be sure to review your application as soon as possible to ensure you get the funds you need, when you need them most.

Note: Loan only suitable for short-term needs. Not suitable for long-term or regular borrowing.

Note: Applications received before 7:00pm will have the option receive funds on the same day. This will be subject to your bank. Optional fees and charges will apply.

Ready to get started?